WhatsApp has reportedly started to test its UPI-based payment function in India. The new feature, available to some users of the WhatsApp beta on iOS and Android, allows users to send and receive money using the Government of India’s Unified Payments Interface (UPI). This feature should be available in WhatsApp version 2.18.21 for iOS and version 2.18.41 for Android. In view of the large user base of the messaging application in India, the integration of the payment platform can give new impetus to digital payments.
The WhatsApp Payments feature, first recognized by GizmoTimes, is currently available to select beta app users in India. The feature may appear in a chat window via the Attachments menu. The option should be available with other options such as gallery, video, documents, and so on. When you click on Payments, a disapproval window opens, followed by a list of banks from which you can choose.
You can then select your preferred bank account to sign up to UPI. In particular, you will be asked to create an authentication PIN if you have not yet used the UPI payment platform. In addition, you will need to create an UPI account (if you do not already have one) through the UPI application or your bank’s website / application.
A report from FoneArena adds that the sender and the recipient must have the WhatsApp Payments feature to perform transactions for the e-mail application. Users would have had trouble linking their bank accounts to the application, even if expected by a feature available in the beta.
WhatsApp has been known since July 2017 to consider a UPI-based payment platform. The feature was also discovered on an Android beta last August. Since the UPI was announced by the government, players like Samsung, Zomato, Google and now WhatsApp wanted to integrate it into their existing hardware and software products.